MONJA SMART SCAN: Statement Spreading Automation

Loan Underwriting Automation for Banks & Credit Unions

Request a Free Personalized Demo!

Looking for ways to automate and streamline the underwriting at your institution?  MonJa’s technology for commercial loan underwriting may be the great fit for your organization. We help banks and credit unions automate and streamline commercial lending (C&I, CRE, auto, SBA, and other SMB loans). Learn more by requesting our free demo.

Request a Free Personalized Demo!

Looking for ways to automate and streamline the underwriting at your institution?  MonJa’s technology for commercial loan underwriting may be the great fit for your organization. We help banks and credit unions automate and streamline commercial lending (C&I, CRE, auto, SBA, and other SMB loans). Learn more by requesting our free demo.

MONJA SMART SCAN
For Underwriting

Loan Underwriting Automation For Banks & Credit Unions

MonJa’s Smart Scan Workflow

  • Document Upload

  • Image pre-processing

  • Classification

  • Automated Scanning

  • Financial Ratios

MonJa’s Smart Scan Workflow

  • Document Upload

  • Image pre-processing

  • Classification

  • Automated Scanning

  • Financial Ratios

What Is MonJa Smart Scan Technology?

MonJa Smart Scan is the technology for commercial lending. It extracts and spreads borrower uploaded financials for decisioning, reducing data entry needed by lenders and credit officers. 

What Is MonJa Smart Scan Technology?

MonJa Smart Scan is the technology for commercial lending. It extracts and spreads borrower uploaded financials for decisioning, reducing data entry needed by lenders and credit officers. 

What Is MonJa Underwriting Platform?

MonJa Underwriting Platform is a commercial loan underwriting portal for banks and credit unions. With automated decisioning based on a combination of underwriting rules and scores, we help financial institutions to streamline the underwriting of small business term loans and revolvers.

What Is MonJa Underwriting Platform?

MonJa Underwriting Platform is a commercial loan underwriting portal for banks and credit unions. With automated decisioning based on a combination of underwriting rules and scores, we help financial institutions to streamline the underwriting of small business term loans and revolvers.

Who Is MonJa Platform For?

If you are a Bank, Credit Union or an Online Lender looking to automate the underwriting workflow, MonJa Platform is for you. We offer free one-on-one Underwriting consultation to Chief Credit Officers and Chief Lending Officers.

Who Is MonJa Platform For?

If you are a Bank, Credit Union or an Online Lender looking to automate the underwriting workflow, MonJa Platform is for you. We offer free one-on-one Underwriting consultation to Chief Credit Officers and Chief Lending Officers.

Request Your Free Underwriting Consultation Here

Your Name (required)

Your Email (required)

Your Title

Your Organization

Request Your Free Underwriting Consultation Here

Your Name (required)

Your Email (required)

Your Title

Your Organization

MonJa’s SMART SCAN Technology helps save time and reduce errors, allowing more efficient underwriting.

Structured data extraction from scanned and photographed documents.

Used for automating underwriting, information confirmation, and fraud detection.

Before MonJa’s Smart Scan

  • Manual data extraction from tax returns & bank statements
  • Time-consuming
  • Not efficient
  • Information entries redundancy
  • Ratios are calculated in Excel
  • Credit memo narratives are written manually

After MonJa’s Smart Scan

  • Automated data extraction from tax returns & bank statements
  • Fast
  • Efficient streamlined process
  • No redundancy
  • Ratios generated automatically
  • Automated Credit Memo

Before MonJa’s Smart Scan

  • Manual data extraction from tax returns & bank statements
  • Time-consuming
  • Not efficient
  • Information entries redundancy
  • Ratios are calculated in Excel
  • Credit memo narratives are written manually

After MonJa’s Smart Scan

  • Automated data extraction from tax returns & bank statements
  • Fast
  • Efficient streamlined process
  • No redundancy
  • Ratios generated automatically
  • Automated Credit Memo

Supported Document Types

Supported Document Types

Challenges With Traditional OCR

Formatting Differences

Inconsistent Image Qualities

Challenges With Traditional OCR

Formatting Differences

Inconsistent Image Qualities

Who is MonJa?

  • Loan Investment Analytics Expert with $15B + Online Loans Under Analysis

  • Leading AI For Lending Automation Provider Serving Banks & Credit Unions

Who is MonJa?

  • Loan Investment Analytics Expert with $15B + Online Loans Under Analysis

  • Leading AI For Lending Automation Provider Serving Banks & Credit Unions

lendit2
RMS

Deep Financial Services
Experience Within Core Team

We Speak Regularly At Industry Events

Our Quantitative Loan Analysis Is Featured In Top Publications

Attending one of these annual events?

We exhibit at following annual events:  CUNA, ABA, and ICBA. During these events we offer FREE in-person UNDERWRITING CONSULTATIONS with our team. Email your request to [email protected]

MonJa Smart Scan For Underwriting
MonJa Smart Scan For Underwriting
MonJa Smart Scan For Underwriting

CUNA Business Lending Roundtable
Hard Rock Hotel San Diego
San Diego, CA
January 29-30

ABA Conference for Community Bankers
Hilton San Diego Bayfront
San Diego, CA
February 10 – 13
MonJa’s booth #119

ICBA Live National Convention
Music City Convention Center
Nashville, TN
March 18-22
MonJa’s booth: #218

We look forward to meeting you in person!

Attending one of these annual events?

We exhibit at following annual events:  CUNA, ABA, and ICBA. During these events we offer FREE in-person UNDERWRITING CONSULTATIONS with our team. Email your request to [email protected]

MonJa Smart Scan For Underwriting

CUNA Business Lending Roundtable
Hard Rock Hotel San Diego
San Diego, CA
January 29-30

MonJa Smart Scan For Underwriting

ABA Conference for Community Bankers
Hilton San Diego Bayfront
San Diego, CA
February 10 – 13
MonJa’s booth #119

MonJa Smart Scan For Underwriting

ICBA Live National Convention
Music City Convention Center
Nashville, TN
March 18-22
MonJa’s booth: #218

We look forward to meeting you in person!

See How Your Financial Institution Can Benefit From MonJa Underwriting Automation

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%
Reduction of time spent on manual document collection and processing
0
%
Increase in loan origination volume
0
%
Decrease in loan processing duration

We Underwrite Your Loans

0
%
Reduction of time spent on manual document collection and processing
0
%
Increase in loan origination volume
0
%
Decrease in loan processing duration

Underwrite Loans More Efficiently

  • Serve a range of loan sizes, including smaller loans that would otherwise be unprofitable to underwrite
  • Expand loan origination volumes without high upfront costs
  • Increase efficiency & happiness of your credit team

Underwrite Loans More Efficiently

  • Serve a range of loan sizes, including smaller loans that would otherwise be unprofitable to underwrite
  • Expand loan origination volumes without high upfront costs
  • Increase efficiency & happiness of your credit team
MonJa: Loan Underwriting - Loan Portal
MonJa: Loan Underwriting Automation

Collect More Applications with Mobile App

  • Make loan application process easy & intuitive
  • Provide fast approval and funding process
  • Create a pleasant borrower experience
  • Grow your institution’s brand with our white label solution
  • Compete with national banks and online lenders

Collect More Applications with Mobile App

  • Make loan application process easy & intuitive
  • Provide fast approval and funding process
  • Create a pleasant borrower experience
  • Grow your institution’s brand with our white label solution
  • Compete with national banks and online lenders
MonJa: Loan Underwriting Automation

Underwriting Doesn’t Have To Be Lengthy And Time-Consuming

Explore Automation

Learn More

Improve Funding Decisions Accuracy

  • Utilize traditional credit criteria with our customization options
  • Benefit from access to MonJa’s Loan Score™ and AI-powered Risk Algorithm
  • Decrease loan delinquencies
  • Reduce loan portfolio risk

Improve Funding Decisions Accuracy

  • Utilize traditional credit criteria with our customization options
  • Benefit from access to MonJa’s Loan Score™ and AI-powered Risk Algorithm
  • Decrease loan delinquencies
  • Reduce loan portfolio risk
MonJa CRE Loan Underwriting Platform

Ready to Start Risk-Free?

  • Pay-as-you-go pricing structure
  • Cost scales with your origination volume
  • Modest implementation cost
  • Rapid integration

Ready To Start Risk-Free?

  • Pay-as-you-go structure
  • Cost scales with your origination volume
  • Modest implementation cost
  • Rapid integration
MonJa CRE Loan Underwriting

Interested to find out if MonJa’s underwriting automation platform is a fit for your organization?

Request Free Demo Today!

Interested to find out if MonJa’s underwriting automation platform is a fit for your organization?

Request Free Demo Today!

Visit Our Blog

Latest findings and industry updates on digital lending, underwriting technology, bank – fintech partnerships and more.  Interested to get regular updates? Sign up to our Newsletter!

MonJa’s Digital Banking and Lending Monthly Roundup | December

Visit Our Blog

Latest findings and industry updates on digital lending, underwriting technology, bank – fintech partnerships and more.   Interested to get regular updates? Sign up to our Newsletter!