LOAN UNDERWRITING AUTOMATION
End-to-End Underwriting Solution for Banks & Credit Unions
MONJA SMART SCAN
For Underwriting
Loan Underwriting Automation For Banks & Credit Unions
Request a Free Personalized Demo!
Looking for ways to automate commercial or consumer lending at your institution? MonJa’s loan underwriting automation platform may be the right fit for your organization. We help banks and credit unions automate commercial (C&I, CRE, vehicle, and other SMB loans) & consumer (consumer term & auto) lending . Learn more by requesting our free demo today!
Request a Free Personalized Demo!
Looking for ways to automate commercial or consumer lending at your institution? MonJa’s loan underwriting automation platform may be the right fit for your organization. We help banks and credit unions automate commercial (C&I, CRE, vehicle, and other SMB loans) & consumer (consumer term & auto) lending . Learn more by requesting our free demo today!
See How Your Bank Can Benefit From MonJa Underwriting Automation
We Underwrite Your Loans
Underwrite Loans More Efficiently
- Serve a range of loan sizes, including smaller loans that would otherwise be unprofitable to underwrite
- Expand loan origination volumes without high upfront costs
- Increase efficiency & happiness of your credit team
Underwrite Loans More Efficiently
- Serve a range of loan sizes, including smaller loans that would otherwise be unprofitable to underwrite
- Expand loan origination volumes without high upfront costs
- Increase efficiency & happiness of your credit team
Collect More Applications with Mobile App
- Make loan application process easy & intuitive
- Provide fast approval and funding process
- Create a pleasant borrower experience
- Grow your institution’s brand with our white label solution
- Compete with national banks and online lenders
Collect More Applications with Mobile App
- Make loan application process easy & intuitive
- Provide fast approval and funding process
- Create a pleasant borrower experience
- Grow your institution’s brand with our white label solution
- Compete with national banks and online lenders
Improve Funding Decisions Accuracy
- Utilize traditional credit criteria with our customization options
- Benefit from access to MonJa’s Loan Score™ and AI-powered Risk Algorithm
- Decrease loan delinquencies
- Reduce loan portfolio risk
Improve Funding Decisions Accuracy
- Utilize traditional credit criteria with our customization options
- Benefit from access to MonJa’s Loan Score™ and AI-powered Risk Algorithm
- Decrease loan delinquencies
- Reduce loan portfolio risk
Ready to Start Risk-Free?
- Pay-as-you-go pricing structure
- Cost scales with your origination volume
- Modest implementation cost
- Rapid integration
Ready To Start Risk-Free?
- Pay-as-you-go structure
- Cost scales with your origination volume
- Modest implementation cost
- Rapid integration
Banks save 70% of time spent on manual document collection and processing with MonJa.
Request Free Demo Today!
Banks save 70% of time spent on manual document collection and processing with MonJa.
Request Free Demo Today!
Visit Our Blog
Latest findings and industry updates on digital lending, underwriting technology, bank – fintech partnerships and more. Interested to get regular updates? Sign up to our Newsletter!
Visit Our Blog
Latest findings and industry updates on digital lending, underwriting technology, bank – fintech partnerships and more. Interested to get regular updates? Sign up to our Newsletter!
04/28/22 SBA direct lending will harm local financial institutions’ relationships (CUInsight) In most cases, the SBA does not act as a direct lender but rather ensures the repayment of loans provided by a credit union or another lender. In regards to that, the CUNA wrote to the House and Senate Small Business Committees stating that the effective approach for a …
03/28/22 The strategic cryptocurrency opportunity for credit unions (CUInsight) There is growing mainstream curiosity and inquisitiveness about cryptocurrency, especially among Gen Z and millennials. It now may be the time for credit unions to enter the cryptocurrency market as part of their attempts to acquire and retain Gen Z and millennial members. In December, the NCUA released guidelines emphasizing that …
02/18/22 Realizing the Opportunity in the Subordinated Debt Market (Credit Union Times) As most low designated credit unions (LICUs) have increased and the NCUA’s Final Rule on Subordinated Debt has expanded issuer eligibility, the industry now has more opportunities than ever before to reap the benefits of the subordinated debt market. The wider subordinated debt market has grown and evolved …
