LOAN UNDERWRITING AUTOMATION
End-to-End Underwriting Solution for Banks & Credit Unions
MONJA SMART SCAN
For Underwriting
Loan Underwriting Automation For Banks & Credit Unions
Request a Free Personalized Demo!
Looking for ways to automate commercial or consumer lending at your institution? MonJa’s loan underwriting automation platform may be the right fit for your organization. We help banks and credit unions automate commercial (C&I, CRE, vehicle, and other SMB loans) & consumer (consumer term & auto) lending . Learn more by requesting our free demo today!
Request a Free Personalized Demo!
Looking for ways to automate commercial or consumer lending at your institution? MonJa’s loan underwriting automation platform may be the right fit for your organization. We help banks and credit unions automate commercial (C&I, CRE, vehicle, and other SMB loans) & consumer (consumer term & auto) lending . Learn more by requesting our free demo today!
See How Your Bank Can Benefit From MonJa Underwriting Automation
We Underwrite Your Loans
Underwrite Loans More Efficiently
- Serve a range of loan sizes, including smaller loans that would otherwise be unprofitable to underwrite
- Expand loan origination volumes without high upfront costs
- Increase efficiency & happiness of your credit team
Underwrite Loans More Efficiently
- Serve a range of loan sizes, including smaller loans that would otherwise be unprofitable to underwrite
- Expand loan origination volumes without high upfront costs
- Increase efficiency & happiness of your credit team
Collect More Applications with Mobile App
- Make loan application process easy & intuitive
- Provide fast approval and funding process
- Create a pleasant borrower experience
- Grow your institution’s brand with our white label solution
- Compete with national banks and online lenders
Collect More Applications with Mobile App
- Make loan application process easy & intuitive
- Provide fast approval and funding process
- Create a pleasant borrower experience
- Grow your institution’s brand with our white label solution
- Compete with national banks and online lenders
Improve Funding Decisions Accuracy
- Utilize traditional credit criteria with our customization options
- Benefit from access to MonJa’s Loan Score™ and AI-powered Risk Algorithm
- Decrease loan delinquencies
- Reduce loan portfolio risk
Improve Funding Decisions Accuracy
- Utilize traditional credit criteria with our customization options
- Benefit from access to MonJa’s Loan Score™ and AI-powered Risk Algorithm
- Decrease loan delinquencies
- Reduce loan portfolio risk
Ready to Start Risk-Free?
- Pay-as-you-go pricing structure
- Cost scales with your origination volume
- Modest implementation cost
- Rapid integration
Ready To Start Risk-Free?
- Pay-as-you-go structure
- Cost scales with your origination volume
- Modest implementation cost
- Rapid integration
Banks save 70% of time spent on manual document collection and processing with MonJa.
Request Free Demo Today!
Banks save 70% of time spent on manual document collection and processing with MonJa.
Request Free Demo Today!
Visit Our Blog
Latest findings and industry updates on digital lending, underwriting technology, bank – fintech partnerships and more. Interested to get regular updates? Sign up to our Newsletter!
Visit Our Blog
Latest findings and industry updates on digital lending, underwriting technology, bank – fintech partnerships and more. Interested to get regular updates? Sign up to our Newsletter!
07/25/22 Credit union loans increased 2.3% in May (Credit Union National Association) According to CUNA’s latest Monthly Credit Union Estimates, credit union loans outstanding jumped 2.3% in May, compared to a 1.9% growth in April 2022. Other mortgage loans dominated loan growth for the month, increasing 3.5%, followed by unsecured personal loans, which rose 3%. Credit union savings holdings fell …
06/27/22 In Response to Changes in Consumer Behavior, Major Bank Plans to Redesign Branches (CU Today) For around ten years, PNC has been experimenting with tellerless branches with prototypes located in Wilkinsburg and Bakery Square in Larimer. PNC Bank intends to convert approximately 60% of its branches countrywide over the following five years to a new technology-focused model that does …
05/31/22 CU Economist Puts Odds Against Recession (Credit Union Times) According to CUNA Chief Economist Mike Schenk, the likelihood of a recession by the end of 2023 are minimal. The start of a recession is usually defined by two consecutive quarterly declines in GDP. Schenk believes that economic growth will pick up in the second quarter and will be significant. …
