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Growth in Marketplace Lending Spawns Specialized Risk Services and Tools

In Marketplace Lending, Risk Management by Joanna LaiLeave a Comment

With the growth of marketplace lending, institutional investors need to manage their risk exposure. It’s important to understand what makes this market different from other asset classes and how to employ tools and models tailored for its risks. Originally written by Katherine Heires and posted by GARP Risk Intelligence on November 19, 2015, this article highlights different specialized risk services and tools …

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What We Learned At Industry Conferences: Marketplace Lending Trends

In Company News, Industry News by Kitty LinLeave a Comment

Earlier this month, MonJa attended the IMN Investor’s Conference on Marketplace Lending, AltFi Global Summit, and American Banker’s Marketplace Lending and Investing in New York. For those who were not able to attend, we present an overview of common themes and challenges that were discussed among issuers, service providers, banks, and investors. We also give a quick recap of some of …

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How Can Loan Investors Prepare For Economic Shock?

In Credit Risk Modeling, Industry News by Joanna LaiLeave a Comment

As the end of the year approaches, many investors show concern about the potential slowdown in the economy. This caution is with good reason, as the slowdown in China and lull in US job growth point to a high likelihood of the US economy being affected. A recent Washington Post Article, “Economists are starting to warn about the risk of a new U.S. recession”, confirms this point, …

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4 Ways An Interest Rate Hike Will Impact Investors

In Credit Risk Modeling, Industry News by Jesse VelezLeave a Comment

This post was originally featured on October 5, 2015, in Orchard Platform’s Thought Leadership Series, where blog series where marketplace lending leaders share their industry insights. Below I share insights gained from my 10+ years of experience overseeing the loss forecasting of $9+ billion diverse small business lending products and managing $100+ billion in retirement assets. On September 17 the Federal Reserve …

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Five Common Mistakes P2P Loan Investors Make: Investing In A Single Platform (Part 3 of 5)

In Investment Mistakes by Kitty LinLeave a Comment

Mistake #3: Investing in A Single Platform (Part 3 of 5) A few weeks ago, we briefly examined the issue of diversification in the first post of our series (Mistake#1: Insufficient Diversification) and unsurprisingly, it creeps up again. We discovered that many investors believe that it is sufficient to diversify their portfolios by purchasing multiple notes on one lending platform. …

6 Factors to Consider When Investing on Lending Platforms

In Industry News by Kitty LinLeave a Comment

On October 30, 2015, many key players in the marketplace lending industry submitted their comments to the U.S. Department of Treasury’s RFI for the online marketplace lending industry. While sifting through many of the comments, I’ve selected a few excerpts that might be relevant to investors looking into the space. In this blog post, we’ll explore the benefits and risk …

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NSR Invest and MonJa Announce Strategic Partnership

In Company News by Joanna LaiLeave a Comment

MonJa will partner with NSR Invest to bring institutional analytics and performance reporting to financial advisors in peer-to-peer lending. This strategic partnership was announced in  Crowdfundinsider on September 28, 2015. Below is the original PRNewsWire release. DENVER and SAN FRANCISCO, Sept. 26, 2015 /PRNewswire/ — NSR Invest, a leading peer-to-peer investment management platform, and MonJa, a leading provider of market insights for …

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Five Common Mistakes P2P Loan Investors Make: Using Simple Filters (Part 2 of 5)

In Investment Mistakes by Kitty LinLeave a Comment

A few weeks ago, MonJa launched our “5 Common Mistakes P2P Loan Investors Make”  blog series. This week, we will talk about the second mistake investors make in peer-to-peer lending. These analytical findings will shed insight to those who are against using credit models. 5 Mistakes P2P Loan Investors Make – Using Simple Filters (Part 2 of 5) As peer to …

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What’s The Madden With You?

In Credit Risk Modeling, Industry News, Marketplace Lending by Jesse VelezLeave a Comment

The Madden v. Midland Funding, LLC ruling proves the importance of understanding the regulatory risk faced when pricing any asset class- especially in marketplace lending. Below is the MonJa analysis on how this ruling effects p2p institutional investors. First though, some of the facts: For a Madden v. Midland case overview, check out Lend Academy’s post “Madden 2015 Has Nothing to …

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5 Common Mistakes P2P Loan Investors Make: Insufficient Diversification (Part 1 of 5)

In Investment Mistakes by Joanna LaiLeave a Comment

MonJa is excited to announce their five part blog series “5 Common Mistakes P2P Loan Investors Make”. With the growth of peer-to-peer lending, more institutional investors are investing in marketplace platforms. There are several introductory guides out there on p2p lending, yet investors are applying sophisticated credit strategies in buying loans- something basic guides don’t address. As MonJa has been …