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Are you buying the wrong loans? A pricing analysis of Lending Club loans

In Pricing Analysis by James WuLeave a Comment

Many of our clients spend a lot of time thinking about selecting the right “buckets” to invest. Within a platform like Lending Club, that means selecting the right term and grades. We help managers think through the right expectation of returns within each bucket, and usually this conforms to their intuition. But occasionally a loan investor is surprised at what …

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Which Marketplace Lenders Are Making Moves?

In Industry News by Joanna LaiLeave a Comment

Here at MonJa we have a strong pulse on what’s happening in the marketplace lending space. During our weekly team meetings, we always spend time discussing recent peer to peer lending activity. This week we discussed the increase in venture capital funding amongst financial tech companies. These past months, VCs have invested heavily in this space- a sign of much …

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Gone in 60(/12) seconds – 3 types of loans algorithmic investors buy

In Marketplace Lending by James WuLeave a Comment

A few weeks ago Simon Cunningham at Lending Memo wrote a great post on algorithmic investing in marketplace lending. There is a perception that institutional investors are buying the best loans using credit models. This is a good assumption. But it’s also worth asking: do institutional investors really behave differently from retail investors on the marketplace lending platforms?