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Small Business Lending: The Profit Puzzle Facing Commercial Banks

In Featured, Small Business Loan Underwriting, Underwriting Automation by Yulia GnatyukLeave a Comment

8 Minutes Read. Small businesses play a critical role in the vitality of American economy. They employ half of the private sector workforce and have created approximately 60% of the net new jobs in the US since 1995. Access to credit is essential to the health of small businesses. It helps small firms maintain cash flow, bring on new employees, ...
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MonJa’s Digital Banking and Lending Monthly Roundup | December

In Industry News, Small Business Loan Underwriting, Underwriting Automation by Yulia GnatyukLeave a Comment

MonJa's Digital Banking and Lending Monthly Roundup - Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain herald a new era in lending. Fintech's are changing the competitive ecosystem,  empowering lenders to process loans faster and smarter.  In a world full of noise, understanding how ...