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Five Common Mistakes P2P Loan Investors Make: Investing in only Low Interest Rate Loans (Part 5 of 5)

In Investment Mistakes by Kitty LinLeave a Comment

In the fall of 2015, MonJa launched our blog series “5 Common Mistakes P2P Loan Investors Make.” We’ve delved into the following 4 potential shortcomings that can happen to investors- insufficient diversification, using simple filters, investing in a single platform, and investing in only high-interest loans. In our fifth and final piece, we explore what happens when investors invest only in low-interest …

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Five Common Mistakes P2P Loan Investors Make: Investing in Only High Interest Loans (Part 4 of 5)

In Investment Mistakes by Kitty LinLeave a Comment

Mistake #4: Investing in Only High Interest Loans (Part 4 of 5) In the beginning of fall, MonJa launched our “5 Common Mistakes P2P Loan Investors Make”  blog series. This week, we will talk about the fourth mistake investors make in peer-to-peer lending. These observations aim to help investors understand essential investment strategies.  There is a common rationale that riskier investments …

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Five Common Mistakes P2P Loan Investors Make: Investing In A Single Platform (Part 3 of 5)

In Investment Mistakes by Kitty LinLeave a Comment

Mistake #3: Investing in A Single Platform (Part 3 of 5) A few weeks ago, we briefly examined the issue of diversification in the first post of our series (Mistake#1: Insufficient Diversification) and unsurprisingly, it creeps up again. We discovered that many investors believe that it is sufficient to diversify their portfolios by purchasing multiple notes on one lending platform. …

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Five Common Mistakes P2P Loan Investors Make: Using Simple Filters (Part 2 of 5)

In Investment Mistakes by Kitty LinLeave a Comment

A few weeks ago, MonJa launched our “5 Common Mistakes P2P Loan Investors Make”  blog series. This week, we will talk about the second mistake investors make in peer-to-peer lending. These analytical findings will shed insight to those who are against using credit models. 5 Mistakes P2P Loan Investors Make – Using Simple Filters (Part 2 of 5) As peer to …

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5 Common Mistakes P2P Loan Investors Make: Insufficient Diversification (Part 1 of 5)

In Investment Mistakes by Joanna LaiLeave a Comment

MonJa is excited to announce their five part blog series “5 Common Mistakes P2P Loan Investors Make”. With the growth of peer-to-peer lending, more institutional investors are investing in marketplace platforms. There are several introductory guides out there on p2p lending, yet investors are applying sophisticated credit strategies in buying loans- something basic guides don’t address. As MonJa has been …