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Part 2 of 2: The Emergence of 40 Act Funds & What It Means For Marketplace Lending

In Industry News, Marketplace Lending by Vijay Rao, CFA, FRMLeave a Comment

This is the second post in a two part blog series that examines the “40 Act Funds”. In part 1 we examine the structure and performance of the funds in the UK and US. In part 2 below, we will delve into the implications of funds on marketplace lending. Go here to read part 1 Impact on investors, financial advisors, and lending platforms …

Part 1 of 2: The Emergence of 40 Act Funds & What It Means For Marketplace Lending

In Industry News, Marketplace Lending by Vijay Rao, CFA, FRMLeave a Comment

This is the first post in a two part blog series that examines the “40 Act Funds”. In part 1 of this series, we examine the structure and performance of the funds in the UK and US. In part 2, we will delve into the implications of funds on marketplace lending.  Introduction The first and second mutual funds (“40 Act …

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MonJa Monthly News Update- September 2016

In Industry News by Yulia GnatyukLeave a Comment

Here are some of the top stories and trends of August 2016 for marketplace lending investors and industry watchers: Industry News: 08-03-2016- The Online Lending Obstacle Course (Bloomberg) 08-03-2016- How Millennials Will Change Online Lending (Orchard Platform) 08-03-2016- Do We Need Bank Branches?  (Lend Academy) 08-08-2016- What does a drop in interest rates mean for SME P2P lenders?(altfi)   08-09-2016- …

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Mark Your Calendars, P2P Investors!

In Industry News by Kitty LinLeave a Comment

Investing in marketplace lending and want to be aware of the latest marketplace lending industry trends? This blog is for you! It aims to inform investors about upcoming events and conferences in the P2P industry. Current Events: AltFi Global Summit 2016  When? September 14, 2016 Where? The Pierre, NYC Description: “Marketplace lending, direct lending, trade finance, BDCs, asset-backed finance, real estate crowdfunding – the …

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MonJa Featured on Lend Academy Podcast

In Company News, Industry News by Kitty LinLeave a Comment

Last week, MonJa was featured on Lend Academy’s podcast. In case you missed it, here are some of the highlights of the podcast: MonJa’s beginnings and the background of the founder, James Wu An overview of MonJa’s services and type of investors that benefit from MonJa How MonJa provides more transparency for investors by helping them monitor their portfolio MonJa’s approach to …

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MonJa Monthly News Update- July 2016

In Industry News by Kitty LinLeave a Comment

Here are some of the top stories and trends of June 2016 for marketplace lending investors and industry watchers: Industry News: 06-03-16− NY financial regulator requests details from 28 online lenders-source (Daily Mail) 06-06-16− The Opportunity in Difficult Times (Lend Academy) 06-09-16− Lending Club, securitisations and proper loan due diligence (Financial Times) 06-10-16− With Lending Club Disgraced, An Industry Looks for …

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MonJa Monthly News Update- June 2016

In Industry News by Kitty LinLeave a Comment

Here are some of the top stories and trends of May 2016 for marketplace lending investors and industry watchers: Industry News: 05-06-16—U.S. Consumer Credit Ballooned in March at Fastest Pace Since 2001 (WSJ) 05-08-16—Lenders Get Burned Betting on Ivy Leaguers (WSJ) 05-09-16—US Treasury White Paper on Marketplace Lending: Opportunities & Challenges 05-10-16—Online Lenders Already in Turmoil Facing U.S. Call for Rules …

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Changes in Lending Club Underwriting – Looking Beneath the Headlines

In Credit Risk Modeling, Industry News, Marketplace Lending, Risk Management by James WuLeave a Comment

The news at Lending Club was a shock to everyone in the direct lending world. The process failings and potential business / legal ramifications have been discussed ad nauseam – and they are extremely serious. Several institutional investors have pulled back on their purchasing programs, for good reasons. Lending Club needs to show investors that the same problems will not …

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Marketplace Lending Analysis: Understanding The Recent Uptick In Delinquencies

In Industry News, Risk Management by Vijay Rao and Kitty LinLeave a Comment

We’ve all read the recent headlines. Since late 2015, sentiments have changed in the marketplace lending sector and investors have expressed concern. As an independent risk analytics platform, MonJa is often asked its if credit quality is deteriorating in the marketplace lending space and if investors need to readjust their expectations about the quality of loans that the platforms are …

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MonJa Monthly News Update- April 2016

In Industry News by Kitty LinLeave a Comment

Here are some of the top stories and trends of April 2016 for marketplace lending investors and industry watchers: Industry News: 04-04-16—Orchard Will Launch Electronic Trading Platform for Marketplace Lending Assets (Crowdfund Insider) 04-07-16—Online Lenders Form Marketplace Lenders’ Platform (WSJ) 04-11-16—Why ‘Peer-to-Peer’ Startups Haven’t Revolutionized Lending (Time) 04-14-16—FTC To Host Financial Technology Forum on Marketplace Lending (FTC) 04-14-16—Online Lenders Seek Safe Haven …