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MonJa @ Panel Event: “How can Financial Institutions and FinTech companies work together and the impact of Generational Diversity”

MonJa - Blog Panel Wells Fargo San Francisco Fintech

Organized by Golden Gate Risk Management Association (RMA) and Enterprise for Youth, the event took place on Thursday, 30th November 2017 at Wells Fargo Bank, San Francisco. Panelist – Matt Kelso (Co-Founder & CTO, MonJa), Jan Beranek (Founder, Beranek Consulting Group), Dave Sherman (Chief Analytics Officer, Waybeyond Rewards), Ben Chan (Director of Engineering, BitGo), Joe Serrato […]

MonJa @ American Banker’s Small Business Banking Conference

MonJa - American Banker's Small Business Banking Conference

James Wu, MonJa’s Co-Founder and CEO, recently attended the 3-day American Banker’s Small Business Banking Conference. It’s a seminal event in its 23rd year with major BANKING and FinTech leaders attending to present their thoughts on the vector of small business lending. The event took place in Austin, Texas from 29th November 2017 to 1st December. […]

Overview of US Consumer Lending

Financial system across the US took a beating in the aftermath of the 2008 financial crisis and American views changed overnight with regards to their financial system. In a 2014 Gallup poll, only 26 percent expressed having “‘a great deal’ or ‘quite a lot’ of confidence in banks,” down from 41 percent in 2007 and […]

Monthly News Update- December 2017

MonJa Blog Online Lending Industry News

Here are some of the stories and trends that took place this November in marketplace lending. Please enjoy! Industry News: 11-01-2017- Orchard Partners with Bloomberg with Online Lending Data (Crowdfund Insider)   11-01-2017- GAFA Will Have a Profound Impact on the Future of Finance (Lend Academy) 11-03-2017- 3 ways incumbent wealth managers can survive digital disruption […]

Overview of US-Based Small Business Lending Platforms (Alternative Lenders).

MonJa Blog SMB Alternative Lenders in US

[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]“Of the 28 million small businesses in the United States, over half faced financial challenges in the last year [2016] Janet Zablock; Former Head of Global Small Business at Visa and currently, an Independent Board member at Nav Inc. As we have all heard multiple times, Small and Medium Businesses (SMB) are the backbone of the […]

Overview of US Real Estate Lending Platforms (Online Lenders)

Real Estate Lending Platforms

[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]Let’s start with some of the reasons that lead to the hyper growth of some of US-based real estate lending platforms. Since the 2008 financial crisis, the whole dynamics of real estate lending has changed. The perennial sources of funding like commercial banks, insurance companies, and other traditional lenders have turned much more conservative when […]

Monthly News Update- September 2017

Most significant and exciting stories and trends that took place this August in the marketplace lending space – all gathered in one place for you. This month: Prosper becomes Cash Flow positive again, Lending Club reports Q2 revenue growth and Funding Circle forms strategic partnership with Aegon. Please enjoy! Industry News: 08-01-2017- Fintech’s busiest board […]