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5 Questions To Ask Your Lending Automation Vendor

Five Questions To Ask Your Lending Automation Vendor by MonJa

[vc_row][vc_column][vc_column_text] In today’s ultra competitive lending market, fintechs have taken a march over traditional banks with their digital first service and speed of closing loan applications.  Brick and mortar banks now realize that their work is as much about technology as it is about finance.  Legacy IT solutions are convenient for in-house operations but can’t be expected […]

Monthly News Update- August 2018

MonJa Online Lending News

Here are some of the top online lending news, stories and trends of July 2018 for online lending investors and industry watchers. Industry News: 7/3/2018 “Equifax research reveals that a significant proportion of UK consumers would be up for sharing their data…” (AltFi News) 7/4/2018 Amazon has already made some moves to fintech. What are […]

Monthly News Update- July 2018

MonJa Online Lending News

Here are some of the top online lending news, stories and trends of June 2018 for online lending investors and industry watchers. Industry News: 6/29/2018 Why is fintech favored by high net worth investors? (Altfi) 6/28/2018 Digital Banking? Look To Asia And Africa For Leaders. (Forbes) 6/27/2018 Saving By the Numbers: Tips for Managing Savings […]

Blockchain and Its Impact on Small Business Banking

MonJa SIZE OF THE BLOCKCHAIN TECHNOLOGY MARKET WORLDWIDE

[vc_row][vc_column][vc_column_text]The blockchain technology is now mainstream and is expected to grow to a market size of $2312.5 million by the year 2021. Though media only seems to be reporting about Crypto currencies and their gyrating prices, experts agree that the real future is in adopting the fundamental i.e. the blockchain technology into existing business frameworks. […]

Small Banks and Why They Need To Adapt To The Latest In Artificial Intelligence and Machine Learning

Artificial Intelligence and Machine Learning for Small Banks

[vc_row][vc_column][vc_row_inner][vc_column_inner][vc_column_text]Small banks and credit unions play an important role in the US financial system particularly in serving rural and small metropolitan areas. Why should they care about artificial intelligence and machine learning when their business with borrowers is based on personal relationships? Their essence is in relationships built with the community at the local level, […]

Monthly News Update- June 2018

MonJa Online lending news

Here are some of the top stories and trends of May 2018 for online lending investors, lenders and industry watchers: Industry News: 5/31/2018 Here are 8 trends shaping the future of blockchain technology. (cbInsights) 5/31/2018 Intel patent for industry blockchain released: No mining, few nodes. (Crowdfundinside) 5/30/2018 RateSetter weighs in on the Great British bank-off […]

Small Businesses and Why They Represent The Last Straw For Community Banks

MonJa Blog Share of total small business loan originations below $250,000

Alternative Lending is now mainstream with SoFi, Lending Club and Prosper capturing the imagination of the millennial generation disillusioned by the banking sector after the financial crisis of 2008-09.   A report by the Judge Cambridge Business School highlights the fact that fintech consumer lending is now a big part of the consumer lending landscape. […]

MonJa’s Small Business Lending Interview Series: Christopher Hurn, Founder/CEO of Fountainhead Commercial Capital

Chris Hurn, Founder/CEO, Fountainhead Commercial Capital

[vc_row][vc_column][vc_column_text] [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Please welcome our new guest of MonJa’s Small Business Lending Interview Series. In these interviews with industry leaders, we cover their stories of success, challenges, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry overall. This time we are welcoming a new guest: Christopher Hurn, Founder […]

MonJa’s Small Business Lending Interview Series: Rohit Arora, CEO and Co-Founder of Biz2Credit

MonJa: Online Lending Interview Series

We continue introducing MonJa’s new project: Small Business Lending Interview Series. During these interviews with industry leaders, we will cover their stories of success, challenges they overcome, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry. This time we are  welcoming our second guest: Rohit Arora, CEO and Co-Founder […]