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MonJa’s Monthly News | Digital Banking and Lending

In Industry News, Small Business Loan Underwriting by Yulia GnatyukLeave a Comment

MonJa's Digital Banking and Lending Industry News Updates - Why Subscribe? Digital banking and lending is evolving rapidly. Recent fintech-banking partnerships and innovation in technology with the introduction of AI, ML and blockchain  herald a new era in lending. Fintech's are changing the competitive ecosystem,  empowering lenders to process loans faster and smarter.  In a world full of noise, understanding ...
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Monthly News Update- July 2018

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Here are some of the top online lending news, stories and trends of June 2018 for online lending investors and industry watchers. Industry News: 6/29/2018 Why is fintech favored by high net worth investors? (Altfi) 6/28/2018 Digital Banking? Look To Asia And Africa For Leaders. (Forbes) 6/27/2018 Saving By the Numbers: Tips for Managing Savings at Every Age. (Prosper Loans) …

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Blockchain and Its Impact on Small Business Banking

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The blockchain technology is now mainstream and is expected to grow to a market size of $2312.5 million by the year 2021. Though media only seems to be reporting about Crypto currencies and their gyrating prices, experts agree that the real future is in adopting the fundamental i.e. the blockchain technology into existing business frameworks. SIZE OF THE BLOCKCHAIN TECHNOLOGY ...
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Small Banks and Why They Need To Adapt To The Latest In Artificial Intelligence And Machine Language

In Featured, Small Business Loan Underwriting by Yulia GnatyukLeave a Comment

Small banks and credit unions play an important role in the US financial system particularly in serving rural and small metropolitan areas. Their essence is in relationships built with the community at the local level, which cannot be established by large banks without a deep regional presence. The key product offerings of small banks are loans to small businesses, mortgages …

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Monthly News Update- June 2018

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Here are some of the top stories and trends of May 2018 for online lending investors, lenders and industry watchers: Industry News: 5/31/2018 Here are 8 trends shaping the future of blockchain technology. (cbInsights) 5/31/2018 Intel patent for industry blockchain released: No mining, few nodes. (Crowdfundinside) 5/30/2018 RateSetter weighs in on the Great British bank-off debate. (altfi) 5/30/2018 Banking fails …

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Small Businesses and Why They Represent The Last Straw For Community Banks

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Alternative Lending is now mainstream with SoFi, Lending Club and Prosper capturing the imagination of the millennial generation disillusioned by the banking sector after the financial crisis of 2008-09.   A report by the Judge Cambridge Business School highlights the fact that fintech consumer lending is now a big part of the consumer lending landscape. The Consumer lending segment ended …

Monthly News Update- May 2018

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Here are some of the top stories and trends of April 2018 for online lending investors, lenders and industry watchers: Industry News: 04-02-2018 Online marketplaces for loans are growing rapidly.  Should banks be worried? (Harding Loevner) 04-02-2018 In China a new round of regulations are coming in June that will cause yet more disruption in the p2plending industry there.  (Financial …

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MonJa’s Small Business Lending Interview Series: Christopher Hurn, Founder/CEO of Fountainhead Commercial Capital

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Please welcome our new guest of MonJa’s Small Business Lending Interview Series. In these interviews with industry leaders, we cover their stories of success, challenges, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry overall. This time we are welcoming a new guest: Christopher Hurn, Founder and CEO of Fountainhead Commercial Capital. Chris ...

Monthly News Update- April 2018

In Industry News, Marketplace Lending by Yulia GnatyukLeave a Comment

Here are some of the top stories and trends of March 2018 for marketplace lending investors and industry watchers: Industry News: 03-01-2018 The FCA authorized a fintech comparison app. (altfi) 03-01-2018 How to choose the best bitcoin or cryptocurrency exchange? (CNBC) 03-02-2018 The 5 undeniable truths of digital banking. (FinancialBrand) 03-05-2018 Credit card delinquencies at small banks rise sharply while …

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MonJa’s Small Business Lending Interview Series: Krista Morgan, CEO and Co-Founder of P2Binvestor

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Please welcome one more precious interview in MonJa’s new project: Small Business Lending Interview Series. For those who are new, during these interviews with industry leaders, we cover their stories of success, challenges, and secrets of their competitive advantages in small business lending arena, as well as their perspectives on the online lending industry overall. This time we are welcoming …