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MonJa @ Opal Group’s Marketplace Lending and Alternative Financing Summit

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James Wu, MonJa’s CEO and Co-Founder, recently attended the 3-day Marketplace Lending and Alternative Financing Summit. The summit was an endeavor to create a platform for dialogue and education for all the stakeholders involved in the Marketplace Lending (MPL) ecosystem. The who’s who of the alternative lending industry were gathered to share their insights on the newest techniques to maximize …

Monthly News Update- January 2018

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Please enjoy some of the online lending news that caught our eye in December. Industry News: 12-01-2017- The #Fintech Effect: Amazon, Google, and the Disruption of Small Business Lending (Boss Magazine)   12-04-2017- Victory Park Capital invests £35m in micro-lender Oakam (altfi)   12-06-2017- Fidor Bank makes 2018 predictions, anticipates Blockchain rise and RegTech take off (altfi)   12-06-2017- Overview …

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MonJa @ Panel Event: “How can Financial Institutions and FinTech companies work together and the impact of Generational Diversity”

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Organized by Golden Gate Risk Management Association (RMA) and Enterprise for Youth, the event took place on Thursday, 30th November 2017 at Wells Fargo Bank, San Francisco. Panelist – Matt Kelso (Co-Founder & CTO, MonJa), Jan Beranek (Founder, Beranek Consulting Group), Dave Sherman (Chief Analytics Officer, Waybeyond Rewards), Ben Chan (Director of Engineering, BitGo), Joe Serrato (SVP, Union Bank (MUFG) and …

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MonJa @ American Banker’s Small Business Banking Conference

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James Wu, MonJa’s Co-Founder and CEO, recently attended the 3-day American Banker’s Small Business Banking Conference. It’s a seminal event in its 23rd year with major BANKING and FinTech leaders attending to present their thoughts on the vector of small business lending. The event took place in Austin, Texas from 29th November 2017 to 1st December. It was organized by Source …

Overview of US Consumer Lending

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Financial system across the US took a beating in the aftermath of the 2008 financial crisis and American views changed overnight with regards to their financial system. In a 2014 Gallup poll, only 26 percent expressed having “‘a great deal’ or ‘quite a lot’ of confidence in banks,” down from 41 percent in 2007 and a high of 60 percent …

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Monthly News Update- December 2017

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Here are some of the stories and trends that took place this November in marketplace lending. Please enjoy! Industry News: 11-01-2017- Orchard Partners with Bloomberg with Online Lending Data (Crowdfund Insider)   11-01-2017- GAFA Will Have a Profound Impact on the Future of Finance (Lend Academy) 11-03-2017- 3 ways incumbent wealth managers can survive digital disruption (altfi) 11-03-2017- Digital Lending Innovation …

Overview of US SMB lenders (alternative lenders)

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“Of the 28 million small businesses in the United States, over half faced financial challenges in the last year [2016] Janet Zablock; Former Head of Global Small Business at Visa and currently, an Independent Board member at Nav Inc. As we have all heard multiple times, Small and Medium Businesses (SMB) are the backbone of the US economy; still, they struggle …

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Monthly News Update- November 2017

In Industry News by Yulia GnatyukLeave a Comment

Here are some of the stories and trends that took place this October in marketplace lending. Please enjoy. Industry News: 10-02-2017- The P2P Power 50 (Peer2Peer Finance News) 10-03-2017- Ron Suber, Mitch Jacobs & Alexandra Wilkis Wilson to Advise YieldStreet (Crowdfund Insider)   10-04-2017- Is the hybrid model the future for robo-advice and digital wealth management? (altfi) 10-04-2017- How Big Data …

Overview of US real estate platforms (online lenders)

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Overview of US real estate platforms (online lenders) Since the 2008 financial crisis, the whole dynamics of real estate lending has changed. The perennial sources of funding like commercial banks, insurance companies, and other traditional lenders have turned much more conservative when it comes to underwriting loans for real estate.  The stricter regulatory restrictions imposed on commercial banks as well …