04/28/22 SBA direct lending will harm local financial institutions’ relationships (CUInsight) In most cases, the SBA does not act as a direct lender but rather ensures the repayment of loans provided by a credit union or another lender. In regards to that, the CUNA wrote to the House and Senate Small Business Committees stating that the effective approach for a …

03/28/22 The strategic cryptocurrency opportunity for credit unions (CUInsight) There is growing mainstream curiosity and inquisitiveness about cryptocurrency, especially among Gen Z and millennials. It now may be the time for credit unions to enter the cryptocurrency market as part of their attempts to acquire and retain Gen Z and millennial members. In December, the NCUA released guidelines emphasizing that …

02/18/22 Realizing the Opportunity in the Subordinated Debt Market (Credit Union Times) As most low designated credit unions (LICUs) have increased and the NCUA’s Final Rule on Subordinated Debt has expanded issuer eligibility, the industry now has more opportunities than ever before to reap the benefits of the subordinated debt market. The wider subordinated debt market has grown and evolved …