Founded by a team of financial technology veterans, MonJa is a San Francisco based startup bringing innovative financial risk analytics and technology to ground-breaking alternative investment streams. Investors can unleash the potential of their peer-to-peer investments with MonJa’s financial models and cloud-based applications. MonJa is not satisfied with just helping its clients construct out-performing investment strategies. MonJa aims to drive the democratization of consumer finance through disruption of the traditional banking model.